Palo Alto, CA

Overall Rank: 182
Category: Lending
Category Rank: 29


Jerry was founded in 2017 and first launched their AI-driven car insurance comparison service in 2019 and, in 2022, launched their auto refinancing service. Today, Jerry serves more than 2 million customers as a licensed insurance broker and an authorized auto refinance provider.

The fastest, easiest and only automated way to compare and save on car insurance, Jerry finds the most-competitively priced, customized quotes from 55+ insurance carriers in 45 seconds. This allows customers to skip the long forms and unwanted human interaction while Jerry hunts for better rates, writes new policies, provides new digital insurance cards, and even cancels the former policy.


Become a Premium Subscriber

Please purchase a premium subscription to continue reading this report.

Subscribe Now

Key Products

Auto Insurance

Jerry is a free app that helps compare quotes from more than 50 top insurance companies in under a minute. As a licensed broker, Jerry takes care of insurance needs from start to finish. And it monitors insurance rates every six months to keep customers in the best position.

Auto Loan Refinancing

Jerry puts refinancing on auto pilot and reduces payments by an average of $115/mo ($1,381/yr).

Key Executives

Art Agrawal, Co-Founder and Chief Executive Officer

Art Agrawal is a serial entrepreneur and a champion for his customers. As Co-Founder and CEO of Jerry, Art is making owning a car as easy as taking a drive.

A car ownership super app, Jerry was born of Art’s desire to eliminate the hassle from his own frustrating, expensive and time-consuming experiences with car insurance, financing, repair, maintenance, warranties and parking.

After incubating Jerry at Y Combinator, Art and his co-founders, Lina Zhang and Musawir Shah, first redesigned and disrupted the century-old car insurance process. Jerry turned stacks of pages and hours of calls into a handful of clicks by powering insurance comparison and purchase with custom artificial intelligence, machine learning and bots. Today, Jerry is the No. 1 rated and most downloaded app in its category and saves customers an average of $800 a year.

Art’s leadership, passion, and relentless focus on customer experience results in strategic partnerships, sales, and industry-leading customer satisfaction.

Previously, Art founded and led the on-demand car repair services provider YourMechanic, the 2012 winner of TechCrunch Disrupt. As CEO, he grew YourMechanic from an idea to the largest company in its industry, with more than 2,000 mechanics making housecalls in all 50 states.

Art attended Drexel University and started his first company at the age of 22.

John Spottiswood, Chief Operating Officer

As the Chief Operating Officer at Jerry, John Spottiswood executes business strategy and operations for Jerry. John leads teams, including marketing, product development, partnerships, administration and customer experience, while actively expanding service offerings into new categories of fintech and related automotive services.

John brings to Jerry 25 years of deep experience in building operations teams and generating growth and revenue at technology startups including Match, LendingClub, DemandTec, QuinStreet, and Inflection, where he held executive leadership positions.

John holds a bachelor’s degree in economics and Japanese from the University of California, Los Angeles, and a master’s degree in business administration, with distinction, from Harvard Business School.

Musawir Shah, Co-Founder and Chief Technology Officer

Musawir Shah is co-founder and chief technology officer at Jerry. A hardware and software enthusiast passionate about building highly usable and scalable products, Musawir leads the Jerry software engineering team to create the slickest, fastest and smartest AI, machine learning and bot-powered customer experiences.

Prior to Jerry, Musawir and his Jerry co-founders, Art Agrawal and Lina Zhang, built YourMechanic, the largest on-demand car repair services provider. There, as vice president of engineering, Musawir was responsible for consumer-facing product research and development, establishing and maintaining software architecture for scalability and rapid iteration, evaluating and integrating the tech stack, and leading a team of engineers and UI/UX designers. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017.

Before YourMechanic, Musawir held senior software engineer positions at NVIDIA and was a graduate teaching and research associate at the University of Central Florida.

Musawir holds a doctorate in computer science from the University of Central Florida.

Ed Chung, Chief Financial Officer

Ed Chung is chief financial officer for Jerry. Ed is responsible for all the company’s financial functions, including accounting, audit, treasury, corporate finance and teamMember relations. He brings more than 20 years of deep financial expertise to support Jerry’s exponential growth.

A proven financial leader and advisor, Ed most recently was co-founder and co-chief investment officer of View Ridge Capital Management, an event-driven hedge fund. Previously, Ed’s experience included roles as managing director at institutional asset management firm Farallon Capital Management, and as an analyst at Warburg Pincus, Donaldson, Lufkin & Jenrette, and UBS.

Ed also co-founded Help Children with Epilepsy, a non-profit organization dedicated to helping children and families suffering from pediatric epilepsy.

A CFA charterholder, Ed holds a bachelor’s degree in business administration from the University of Michigan’s Ross School of Business and a master’s in business administration degree from the Stanford Graduate School of Business.

Customer Insights

“Awesome app. I had been getting quotes through several other sites. I ended up saving $500 a year with Jerry. Jerry’s price was almost $200/year lower than the quote I got directly from the same insurance.” – Phil B.


“Worked great, saved over 600.00, very pleased with the changeover to another insurance carrier, we even recognized the names, I spoke with an agent just to be sure I didn’t miss anything important.” – Roger S.


“Jerry was quick and easy to use. It helped me save over $100 a month for essentially the same policy!” – Austin D.


“Yo. This app is everything. It saved me over $100 a month on my insurance. Mind blown.” – Bonnie T.


“Was highly skeptical at first but don’t regret getting this app because my insurance premium is now 900$ cheaper for the same quality of insurance and a lower deductible.” – Justin A.