The Top 25 Financial Technology CTOs and CIOs of 2023

The Financial Technology Report is pleased to announce The Top 25 Financial Technology CTOs and CIOs of 2023. This year's awardees cover a wide range of expertise in various fields, including currency exchange, blockchain technology, lending platforms, data security, mobile banking, and regulatory compliance, among many others. Moreover, many of these people are pioneers, constantly pushing boundaries and introducing groundbreaking innovations. They have showcased that with strong, forward-looking leadership, the finest fintech solutions possess the potential to not just revolutionize industries, but also enhance the quality of people's lives.

Rutul Dave stands out for his multifaceted responsibilities as Co-Founder and CTO of Maxwell Financial Labs. In his CTO role, Dave has helped process over $222 billion of loan volume, working with over 720,000 borrowers worldwide. Additionally, Tony Kerrison, serving as CTO for Bank of America, has displayed exceptional leadership by aligning technology initiatives with strategic goals for a bank with approximately 56 million verified digital users. Finally, Murali Vajjiravel, a founding member of Microsoft’s AdCenter platform for Bing Advertising, now serves as CTO for Octane, where he plays a pivotal role in shaping the platform, product, operational strategies, data security, and engineering teams.

Please join us in celebrating the achievements of the Top 25 Financial Technology CTOs and CIOs of 2023.


1. Tony Kerrison
Company: Bank of America
Title: Chief Technology Officer

Tony Kerrison is the Chief Technology Officer for Bank of America. Based in New York, Kerrison oversees the Global Technology Infrastructure for Bank of America, which is one of the world’s leading financial institutions, offering a robust portfolio of banking, investing, asset management, and other financial and risk management products and services. In the U.S., the bank serves approximately 68 million consumer and small business clients with approximately 3,900 retail financial centers and approximately 15,000 ATMs. Bank of America has approximately 56 million verified digital users.

Previously, Kerrisony was Head of Infrastructure Services at Barclays Bank. He was also previously the Chairman of the Enterprise Cloud Leadership Council. Kerrison’s experience includes early adopter technology innovation and organizational change in the U.S., Europe, and Asia. Prior to joining Barclays, he held C-level leadership positions as: CTO Wholesale Bank, Bank of America Merrill Lynch; CTO for ING; Global CTO, CIO Asia Pacific, and CEO of Merrill Lynch India Technology Services at Merrill Lynch; CTO at Credit Suisse First Boston; and CTO Enterprise Services at Deutsche Bank.


2. Scott Roberts
Company: Coinbase Cloud
Title: Chief Information Security Officer

Scott Roberts is the Chief Information Security Officer for Coinbase Cloud, the gateway to Web3 for both developers and users at Coinbase. Roberts joined Cloud in March of 2022 to lead the security, risk, compliance and privacy practices. Coinbase Cloud infrastructure offers staking for individual investors, enterprises and institutions. Staking enables users to earn rewards for providing security and services to Proof of Stake networks.

Previously Roberts held the role of Director of Android and Pixel Security Assurance at Google, where he was responsible for securing one of the largest and most widely used open source projects in the world, with over three billion users. Prior to joining Google, Roberts held product leadership roles at Amazon Web Services and Microsoft, including leadership roles in the Microsoft Security Response Center (MSRC); and within the Microsoft Security Development Lifecycle (SDL) program.


3. Pravjit Tiwana
Company: Gemini
Title: CEO and Global Chief Technology Officer

Pravjit Tiwana is the CEO and Global Chief Technology Officer at Gemini Asia Pacific (APAC). Gemini is a global cryptocurrency exchange and web3 company founded by Tyler and Cameron Winklevoss. In late 2021, Gemini raised $400 million in a funding round led by hedge fund Morgan Creek Digital, which valued the startup at $7.1 billion. Today the company operates in 70 countries. In his current role, Tiwana leads the engineering, product, and data teams at Gemini including delivering the products to market, and is responsible for managing business unit PnLs.

Prior to joining Gemini, Tiwana was a senior executive at Amazon Web Services (AWS), where he was the General Manager of Edge Services, which includes Amazon CloudFront, AWS Edge Computing, and AWS Data Transfer Operations. Prior to his 6.5-year tenure at AWS, Tiwana held product and engineering leadership roles both at Microsoft and Disney. At Microsoft, he was involved in building products such as Window Live and Office 365 Exchange. Tiwana is a marathon runner, peloton addict, and an avid golfer. He holds an engineering and MBA degree from India.


4. Tanuj Vohra
Company: HighRadius
Title: Chief Technology Officer

Tanuj Vohra is the Chief Technology Officer at HighRadius, where he oversees Integrated Receivables Products, including Engineering, Product Management, and Data Science. HighRadius offers cloud-based Autonomous Software for CFO professionals. Over 800 leading companies have transformed their order to cash, treasury, and record-to-report processes with HighRadius.

Vohra has more than 25 years of experience building high-performance teams and delivering innovative solutions at Broadcom, CA Technologies, Microsoft, and IBM. Previously, he led the Business Management segment in Broadcom's Enterprise Software Division. He was also SVP and Head of the India Technology Center at CA Technologies. Before that, he held leadership roles at Microsoft and IBM. Vohra holds an MA from Michigan Technological University and an undergraduate degree in computer science from Punjab Engineering College.


5. Erika Dean
Company: Robinhood
Title: Chief Information Security Officer

Erika Dean is the Chief Information Security Officer at Robinhood, bringing over 20 years of experience in the IT and cybersecurity industries. Robinhood was founded on the principle of making financial markets accessible to all, aiming to overcome long standing barriers in the industry. The company strives to level the playing field by offering intuitive and affordable trading options, promoting inclusivity, and empowering individuals–regardless of their wealth or industry knowledge. Through Robinhood's user-friendly platform, users can engage in the world of finance and make well-informed investment decisions.

In October 2000, Dean began her professional journey at Capital One, serving as a VP and Divisional Chief Information Security Officer. During her tenure there, she played a crucial role in establishing the cyber vision, priorities, and strategy for multiple businesses within Capital One. In May 2021, she transitioned to Robinhood as the Chief Information Security Officer. In this position, she is responsible for spearheading the company's cybersecurity efforts and safeguarding customer data.


6. Yaron Lavi
Company: Deel
Title: Chief Technology Officer

Yaron Lavi is the Chief Technology Officer of Deel, a role he assumed in 2020. Deel is an all-in-one HR platform catering to global teams. Operating compliantly in over 150 countries, the company simplifies the management of international workforces, from onboarding to payroll and compliance. With his extensive expertise and experience in technology, Lavi plays a pivotal role in driving technological advancements and innovation as the CTO.

Previously, Lavi held the position of VP of R&D at Zira. He also served as an R&D Director of Full Stack and DevOps at Jethro. In addition, he gained valuable experience as Head of R&D for the ACC Division at Amdocs; and as an R&D Team Leader for GUI at SigValue. In the early stages of his career, Lavi thrived as an R&D Team Leader at Pelephone. He graduated with an undergraduate degree in electrical and electronics engineering from Tel-Aviv University.

Yaro Lavi Insight

“What makes Deel unique is the combination of simplicity, smoothness, and speed of its technology - resulting in one platform to compliantly onboard, pay, and manage your global workforce in minutes."


7. Gurbhej Dhillon
Company: Flutterwave
Title: Chief Technology Officer

Since June 2022, Gurbhej Dhillon has been the Chief Technology Officer of Flutterwave. As CTO, he is responsible for further development of Flutterwave's innovative technology platform, which currently partners with major players like VISA, Mastercard, Discover Card Networks, Uber,, and Flywire, among others. Flutterwave is a payments infrastructure company connecting Africa to the global economy. Founded in 2016 by African finance and technology veterans, Flutterwave has become one of the fastest growing payments companies globally. It enables businesses and banks to provide seamless and secure payment experiences.

Earlier Dhillon worked at Goldman Sachs, where he was the CTO and Head of Lending Engineering. Prior to that, he served as CTO for Goldman Sachs' Investment Banking Capital Markets team. Dhillon is a great supporter of the Developer Community in Africa and admires the work they have done in recent times, building creative solutions at a world-class standard. He graduated from Stony Brook University with an undergraduate degree in computer science.

Gurbhej Dhillon’s Insight

"To be recognized by the Financial Technology Report in one of the more competitive fields is an honor. This award underscores the incredible contributions from everyone at Flutterwave who all strive to help shape and be the innovative leader in the Fintech industry across Africa. We will continue to deliver the excellence of services our customers expect and have come to know."


8. Nicholas Prountzos
Company: Viva Wallet
Title: Chief Information Security Officer

Nicholas Prountzos is currently the Chief Information Security Officer at Viva Wallet, where he oversees all aspects of security for the company. Viva Wallet is the first European entirely cloud-based Neobank, using Microsoft Azure with a presence in 24 countries in Europe. Viva Wallet provides businesses –of all sizes– card acceptance services through the innovative Viva Terminal App, add-on Google Play devices, and through advanced payment gateways in online stores. It also offers business accounts with local IBAN and a business Viva Wallet Mastercard card.

Prountzos has over a decade of experience in information security management, consulting, personnel coordination, project management, and policy development. Before joining Viva Wallet, he was the Information Security Systems Lead Engineer at Mellon Technologies and the Information Security Systems Engineer at Mellon Technologies. Prountzos is also a trainer in cryptography, information security products, and best practices. He holds a Master of Science in information networking from Carnegie Mellon University, a Master of Science in digital communication systems from Loughborough University, and a Bachelor of Engineering in electronics and communications from Nottingham Trent University.


9. Rob Carpenter
Company: Achieve Lending
Title: Chief Technology Officer

Rob Carpenter, the Chief Technology Officer of Achieve Lending, began his career 37 years ago. His company, Achieve, is a leader in digital personal finance. The fintech provider offers innovative digital financial solutions, including home equity loans, personal loans, debt resolution, and financial education. From the single parent trying to catch up on bills, to the entrepreneur trying to make their dreams a reality, Achieve provides innovative, personalized financial solutions to move customers towards a better financial future.

Carpenter started as a program manager at McDonnell Douglas/Boeing in 1986. Later he moved on to Sun Microsystems/Javasoft. Before joining Achieve, he was the Principal of Technology at CoreLogic. Carpenter holds a doctorate in systems architecture and a Master of Science in engineering management from the University of Southern California. He also holds an undergraduate degree in physics and economics from the University of California, Los Angeles.


10. Murali Vajjiravel
Company: Octane
Title: Chief Technology Officer

Murali Vajjiravel is the Chief Technology Officer at Octane®, a fintech company revolutionizing the buying experience for major recreational purchases. In this role, Vajjiravel leads the technology and engineering teams. Among his many duties at Octane, he oversees product development, technology strategy, data and platform security, engineering systems, and operations.

Vajjiravel is an Amazon and Microsoft alum. He also has vast start-up experience. Prior to joining Octane in June 2021, Vajjiravel was the Head of Engineering at GEP Worldwide, where he managed a 1200-person engineering organization. Before that, Vajjiravel served as the Head of Engineering for Alexa Smart Home Dash Replenishment Service; and he served as Head of Engineering for AWS Marketing Engineering organizations. At Microsoft, Vajjiravel spearheaded engineering for: Windows Server Service Packs, Windows Essential Business Server Operating System SKU, and big data engineering for Microsoft’s MSN properties. On top of that, he was a founding member of Microsoft’s AdCenter platform for Bing Advertising. In terms of education, Vajjiravel earned his bachelor’s in mathematics, electronics, and physics from Christ University in Bangalore, India. Remarkably, he holds 13 patents across a spectrum of software domains–including data warehousing, search engines, software licensing, and distributed server orchestration.


11. Libor Kovar
Company: Home Credit Group
Title: Group Chief Information Security Officer

Libor Kovar is the Group Chief Information Security Officer of Home Credit Group. He manages IT security and audits. In addition to his role, since 2018, he has led the Group's Network and Security Operations Centre. Founded in 1997, Home Credit is an international consumer finance provider with operations in eight countries. They focus on responsible lending primarily to people with little or no credit history. During his tenure with the company, Kovar has been involved in several significant projects, including the implementation of Identity and Access Management (IDM) for the entire group (250,000 internal users), decommissioning of IT, and dividing the company during business spinoffs in Russia and the U.S., implementing the new agile approach of DEV/SEC/OPS teams, delivery of Software Defined Network infrastructure for group users, and implementing full cloud solutions (O365, Azure) for the Home Credit Group.

Previously, Kovar was the Chief Security Officer at ČEZ ICT Services. He also holds certifications such as Certified Information Security Manager (CISM), Certified Cloud Security Professional (CCSP), Cybersecurity Fundamentals Certificate, and Certified in Cybersecurity (CC). Notably, he has published articles on topics related to IT security–and has worked on various projects, including implementing new agile approaches and identity management solutions. He graduated from the University of Defense with an undergraduate degree in economics.


12. Balaji Jayavelu
Title: Chief Technology Officer

Balaji Jayavelu is the Chief Technology Officer of MILVIK BIMA. He joined the company as one of the founding employees in 2010 and has held positions of increasing responsibility, including: Head of Engineering, VP of Engineering, and SVP of Technology. Since 2022 he’s served as the Chief Technology Officer. MILVIK BIMA is focused on democratizing healthcare in emerging markets through technology-driven, affordable, and accessible healthcare solutions. The company’s offerings include telemedicine, specialist care, health screening, personalized health programs, medicine delivery, laboratory testing, and insurance services.

Prior to his role at MILVIK BIMA, Jayavelu held positions in various domains such as automobile, fintech, insurtech, and healthcare. With over 15 years of experience, he has played key roles such as Solutions Designer, Technical Architect, and Director. Jayavelu has contributed to building solutions for notable companies like JP Morgan & Chase Bank, Toyota Motors, Raiffeisen Bank, Boehringer Ingelheim, and the fintech startup Trusting Social. He holds a Bachelor of Engineering in computer science and information technology from Bangalore, India.


13. Rutul Dave
Company: Maxwell Financial Labs
Title: Co-Founder and Chief Technology Officer

Rutul Dave is the Co-Founder and Chief Technology Officer of Maxwell Financial Labs. Maxwell provides the technology infrastructure to America's mortgage lenders–delivering a state-of-the-art experience for borrowers, eliminating costs, offsetting variability and risk, and increasing access to more diverse capital. As Maxwell’s CTO, Dave spearheads the development of solutions that serves over 300 lending institutions; and has helped process over $222 billion of loan volume working with over 720,000 borrowers.

In a career spanning over 22 years, Dave has worked in software engineering, product management, and marketing at various successful bay-area startups and venture-backed private companies including Coverity, which was acquired by Synopsys; Omneon, which was acquired by Harmonic; Topspin, which was acquired by Cisco; and Procket Networks, which was acquired by Cisco. Previously, he also launched Bright Funds. Currently, Dave serves on the board of Lemontree Foods, a nonprofit with a mission to alleviate food insecurity in the U.S. He graduated from the University of Southern California with a master’s in computer science.

Rutul Dave Insight

“Home ownership is one of the most significant drivers of generational wealth, and access to equitable and inclusive options for home ownership is more important than ever. When we started Maxwell in 2015, we quickly learned that mortgage lenders, who help Americans achieve the dream of homeownership, were buried in paper and saddled by archaic processes. So we went on a mission to empower lenders so that they can deliver a state-of-the-art experience for their borrowers, while improving their own workflow and margins using technology. At Maxwell, I believe in the power of technology to help the boots-on-the-ground mortgage lenders continue to serve America's communities.”


14. Nitesh Gaikwad
Company: Raisin
Title: Global Chief Information Security Officer

Nitesh Gaikwad, the Global Chief Information Security Officer of Raisin, is an experienced CISO with over 15 years of expertise in Cyber Security & Strategy, Governance, Technology Risk, and Compliance (GRC) for global organizations. In 2019, he joined the company as an Information Security Officer. Raisin, which was founded in 2012, is a Berlin-based trailblazer in the savings and investment space. Today, the company serves more than one million global customers, offering not only savings products but also a multitude of investment and pension products.

Previously Gaikwad worked with Grab and Softekk as a Manager of IT Security and Compliance. He also worked as a Lead Associate in IT Security and Compliance at GENPACT; and as a Sr. Information Security Analyst at Persistent Systems. He graduated from the University of Pune with an undergraduate degree in electronics and telecommunication.

Nitesh Gaikwad Insight

"As a Global CISO, my unwavering commitment is to protect Raisin’s digital platforms with an innovative and proactive approach. With a blend of strategic vision and technical expertise, I empower my organization to navigate the complexities of information security and regulatory needs, ensuring resilience in the face of emerging threats. I am proud that my team and I successfully led a comprehensive security transformation initiative, implementing state-of-the-art cybersecurity measures across Raisin entities. This resulted in a significant reduction in security risks, enhanced protection of sensitive data, and met regulatory requirements, earning recognition as an industry leader in information security."


15. Michael Lewis
Title: Chief Technology Officer

Michael Lewis is the Chief Technology Officer at TIFIIN AMP. He joined TIFIIN AMP as a Director of Machine Learning and AI in 2021. Since then, Lewis has been instrumental in building the foundation of the AI-driven distribution platform, TIFIIN AMP. In his current role as CTO, he leads a dedicated team that seamlessly integrates AI into their clients' operations–accelerating growth through intelligence-driven marketing and sales optimization. TIFIIN AMP is an AI and innovation platform for wealth. It manages Magnifi, a consumer-focused marketplace that delivers investment personalization through next-gen intelligence and an AI investing assistant.

Lewis's academic background in Systems Engineering and a diverse professional trajectory — ranging from economic consulting to pivotal roles in AI-centric startups — has collectively fortified his commitment to propel the financial technology frontier. His distinctive aptitude for crafting and managing complex algorithms is matched by his visionary zeal for implementing conversational AI in an array of firm initiatives. Lewis graduated from Washington University in St. Louis with a bachelor’s in system science and engineering.

Michael Lewis Insight

"In today's rapidly evolving Asset Management landscape, AI isn't just a luxury—it's a necessity. Through our work at TIFIIN AMP, we're harnessing the power of technology to provide Asset Managers with the advanced tools they need to excel in this competitive environment. We're not only streamlining processes but also shaping the future of the Asset Management industry. At the end of the day, it's about optimizing performance, promoting growth, and most importantly, ensuring our clients stay ahead of the curve."


16. Christina Quaine
Company: AvidXchange
Title: CISO and SVP of Technology Operations

Christina Quaine is the CISO and SVP of Technology Operations at AvidXchange. She joined the company in 2018. AvidXchange is a cloud-based accounts payable automation software that eliminates manual entry and physical system maintenance from AP personnel. Leveraging payment automation SaaS in a digital platform removes paper-based accounting and allows clients to migrate to electronic invoicing and bookkeeping. Time-consuming procedures are replaced with automated features accessed through a secure cloud connection that permits managers enhanced permission controls and real-time approvals.

Previously, Quaine was a Chief Privacy Officer at Ally. She also served as an IT audit director at General Motors. Earlier in her career, she worked with Daimler Chrysler as a project manager. Quaine earned a Master of Science in business information technology from Walsh College and an undergraduate degree in information management systems from Wayne State University.


17. Carlos Cruz
Company: Ontop
Title: Chief Technology Officer

Carlos Cruz is the Chief Technology Officer of Ontop. He joined the company in 2021 as VP of technology. Ontop, founded in 2020, aims to democratize access to growth opportunities for businesses and professionals globally. Its mission is to reshape how people and companies relate to each other. An ideal solution for businesses looking to hire remote workers, the company provides a world-class, effortless, and cost-savvy solution to onboard, manage, and pay global teams in seconds.

Before Ontop, Cruz served as CTO at Pagaloop and Yave. Earlier in his career, he worked as a software engineer at Ficachi y Asociados, S.C. In terms of education, Cruz holds an MBA from EGADE Business School del Tecnológico de Monterrey. He also received an undergraduate degree in information technology and business from Tecnológico de Monterrey.


18. Imad Banna
Company: Acorns
Title: Chief Information Security Officer

Imad Banna is the Chief Information Security Officer of Acorns, the first company to offer micro-investing to the world. The proprietary financial engine allows customers to round up spare change from everyday purchases and invest these sub-dollar amounts into a professionally managed portfolio of index funds. Previously, Banna served as the Executive, Corporate Information Security at CoreLogic. He also served as a Director of Information Security at Hyundai Capital America. Before that, he was a Vice President, Chief Information Security Officer at ACC Capital Holdings. Earlier in his career, he worked with Deloitte as a Senior Manager of Enterprise Risk Services.

Banna holds a bachelor's in mathematics and computer science from California State University, Long Beach. He also received a master's in computer science from the same institution. He is certified by ISC2 as an Information Systems Security Management Professional (ISSMP) and Certified Information Systems Security Professional (CISSP). He is also certified by the University of Southern California - Marshall School of Business in the USC Executive Leadership Development Program.


19. Danielle Egr
Company: Nelnet
Title: Chief Technology Officer

Danielle Egr is the Chief Technology Officer of Nelnet. In this role, Egr oversees the development of the company’s suite of products in the K-12 and higher education markets. In 2014, Egr joined Nelnet as IT Director of Application Development. Headquartered in Lincoln, NE, Nelnet is a publicly-traded diversified financial services and technology company committed to enriching lives through the power of service. Offering educational services, technology solutions, professional services, renewable energy, telecommunications, and asset management, Nelnet’s largest operating businesses engage in student loan servicing, tuition payment processing, and school information systems.

Prior to joining Nelnet, Egr was an IT Manager at ConAgra Foods, where she managed the Financial & Controlling IT team. In this role, she was responsible for providing IT support to their internal finance customers, including: controlling and product costing, financial master data, and financial accounting services support. She began her career 26 years ago as a relationship manager at Corporate Banking for Wells Fargo Bank. Egr earned her undergraduate degree in business administration from Hastings College and an undergraduate degree in software programming from Bellevue University.


20. John Heaton-Armstrong
Company: Thredd
Title: Group Chief Information Security Officer

John Heaton-Armstrong is the Group Chief Information Security Officer of Thredd, formerly Global Processing Services. Thredd processes billions of transactions annually across 44 countries for leading fintechs, digital banks, and embedded finance providers. Thredd's solution accelerates the development and delivery of payments components embedded within digital banks, expense management, B2B payments, crypto, lending, credit, Buy Now Pay Later (BNPL), FX, remittance, and open banking innovators.

Before joining Thredd, Heaton-Armstrong was a CISO at account technologies and head of operational readiness in commercial banking at Lloyds Banking Group. He previously worked as a paralegal at Russell Jones and Walker Solicitors. Heaton-Armstrong holds an MA in modern history from the University of Oxford.


21. Michael Nolte
Company: Aevi
Title: Chief Information Security Officer

Michael Nolte is the Chief Information Security Officer of AEVI, a leading global IT & Security team. AEVI offers secure payment solutions and a marketplace for added apps and services–bringing merchant banks, acquirers, and consumers closer together. AEVI operates across Europe, Australia, and the Americas. Nolte joined the company in 2015 as a Product Manager, making him responsible for AEVI's hardware platform "Albert".

Prior to AEVI, Nolte held positions as a Senior Architect Security at Wincor Nixdorf International; and as a software engineer at Siemens Nixdorf.


22. Margaret Corrigan
Company: TransferMate
Title: Chief Information Security Officer

Margaret Corrigan is the Chief Information Security Officer at TransferMate, an organization that enables companies to conduct cross-border payments faster and more efficiently. TransferMate holds an extensive range of payment licenses, allowing them to trade in 162 countries and 134 currencies. Partnering with top banks, fintech, and software providers, TransferMate offers enhanced user experiences for business customers. Their technology and global banking infrastructure provide benefits such as: better exchange rates, transparency, and seamless integration with accounting and ERP systems.

Corrigan has 36 years of experience. She began her career in 1987 as a systems test manager and project manager at Beneficial Bank. She later held positions at Capgemini, eventually becoming an IT director and program director at Capita. She received an MBA in executive leadership from the University of Wales, Cardiff.


23. Michaele James
Company: Renew Financial
Title: Chief Information Technology Officer

Michaele James is the Chief Technology Officer at Renew Financial, a company that specializes in affordable financing for renewable energy and energy efficiency projects. Renew Financial was founded in 2008 by a multidisciplinary team of experts in finance, technology, operations, and government policy. The company's mission is to innovate the Property Assessed Clean Energy (PACE) financing model.

With over 30 years of experience, James has been a Fortune 500 IT leader in the insurance, technology, manufacturing, finance, and retail industries. Prior to joining Renew Financial, she held leadership roles at CSAA Insurance Group, Sun Microsystems, KPMG, and EDS. In addition to her current duties at Renew Financial, she is a board member at the Society for Information Management, the largest CIO and Technology association in North America. James holds a Bachelor of Science in business administration from the University of Denver.


24. Janelle Gruber
Company: BillGO
Title: Vice President of IT, Data and Information Systems

Janelle Gruber is the Vice President of IT, Data, and Information Systems at BillGO, a leading company known for its award-winning bill management and payments platform. With 21 years of experience, she began her career in 2002. BillGO's platform enables users to efficiently handle their day-to-day bills and subscriptions in one centralized location, while also providing a streamlined method for sending and receiving payments.

Before joining BillGO, Gruber held the position of head of data management and analytics at ACI Worldwide. Prior to that, she served as a director of engineering services at Online Resources. Earlier in her career, she also worked as an application developer and programmer at Volvo IT. Gruber holds a master's in information technology from DeSales University and undergraduate degrees in computer science from Cedar Crest College and Penn State University.


25. Peter Wallis
Company: LendInvest
Title: Vice President of Technology

Bringing 28 years of experience to the table, Peter Wallis serves as the Vice President of Technology at LendInvest, a technology-driven asset manager for property finance. LendInvest offers an asset management platform focused on property finance, providing bridging loans, development finance, and buy-to-let mortgages for intermediaries, landlords, and developers in the U.K. They originate and manage portfolios of property loans for investors, offering three types of secured property lending: bridging loans, development loans, and professional buy-to-let (BTL) loans.

Wallis started his career in 1995 at Accenture, later moving to Capgemini. He eventually became the CTO at Sporting Group before joining LendInvest. He holds a master’s in engineering science from the University of Oxford.