New York, New York

Overall Rank: 59
Category: Payments
Category Rank: 26


  • Top Fintech Company of 2023
  • Top Fintech Company of 2022


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Melio believes that by enabling more payment choices and by simplifying the way businesses interact with one another – they can level the B2B commerce playing field and keep small businesses in business.

When they started Melio, they wanted to totally reinvent the way businesses pay each other. More than an efficient accounts payable tool, they’ve created a digital B2B payment platform that not only saves time but also improves cash flow. With Melio, customers choose exactly how they pay and get paid, and stay on top of invoices for good. Every transaction is simple and seamless. They’re proud to help their growing community of businesses spend more time with their customers—and less time with their books.


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Key Products


Melio offers small businesses the best online bill paying service. Customers can pay any invoice via bank transfer, totally free, or use a credit card. No monthly fee, no subscription costs.

Get Paid

Gives a business’s customers payment flexibility with Melio’s bill paying service. Streamlining the way they get paid, and they can track and reconcile every payment.

Key Executives

Matan Bar, Co-founder & CEO

Bar co-founded Melio in 2018, and currently serves as the Chief Executive Officer. Prior to founding Melio, Bar worked as the Director of global P2P Payments at Paypal, as well as a Head of Product and GM at eBay. He studied both computer science and management at Tel Aviv University.

Ilan Atias, Co-founder & CTO

Atias co-founded Melio in 2018, and currently serves as Chief Technology Officer. Prior to Melio, Atias spent several years as the Vice President of Research and Development at Windward, as well as 4 years at PrimeSense.

Customer Insights

“Melio has saved us time and headaches. We are now on top of payments to our vendors. Everything is scheduled ahead of time!” – Daniel Bendjy, General Manager of Rangoon


“We get quick clarity on our cash flow by using Melio. It’s one of the most important tools we use daily and has been invaluable for us as a startup.” – Ryan Looper, Director De Maison East


“Melio works so seamlessly within QuickBooks that it made our day-to-day job a lot easier and it made the clients feel more comfortable.” – Becky Rogoff, Accounting Solutions


“Did I mention how valuable the accountant’s dashboard is? Being able to scan all of my clients for unpaid bills at one time is a real time-saver and settles my mind that I haven’t perhaps missed something. It’s great!״ – Todd Plager, Proprietor at Small Bookkeeping LLC


“We reduced the bill pay handling time by 60% with Melio. The entire process is clear, and we’re cutting out the back and forth with my clients.” – Becky Rogoff, Founder of Accounting Solutions


“It’s amazing that people don’t realize there’s another, simpler way of handling Accounts Payable. We’re adding value to our clients by offering them that simple solution.” – David Perry, Founder of Latitude


“We’ve been using Melio for a few months and finding it a great option for our small business clients with basic AP needs. Finally, a simple electronic payment method to streamline bill pay. We’re one step closer to getting rid of checks all together! Melio dashboard takes convenience to the next level. Seeing the AP status for all clients on one screen saves time and creates a more efficient workflow.” – Amy Walker, CPA at Walker Agency


“I’m an outsourced CFO for multiple organizations, and Melio makes it easy to manage my clients’ payables. Previously, I was logging in to each client’s banking billpay service and reentering all of the vendor and bill information. Since Melio is fully integrated with QuickBooks, I just pay the bills from the Melio interface — with a single login — and QuickBooks is updated. What a great timesaver!” – Dan Weiss

Company Insights

“Billing System Development is Super Cool.” – Stas Wishnevetsky